#6 The Fear of Creating and Sticking to a Plan
Twenty-five percent of the American population believes that they will fund their retirement years by winning the Lottery! Fat chance.
Your best bet is to create a plan. Put it in writing for easier tracking. Financial plans are guide tools that start you on a path that will lead you to your stated money goals. They are not, though, set in granite. Times and circumstances change. So do investments and opportunities. That means that you don’t create and stick it in the drawer. Your plan should be reviewed annually. It should be flexible. Life changes. You change.
Over the next several weeks, I’ll continue to post the top fear factors for today … to overcome your fear, and get back on track, get your copy of Money Smarts for Turbulent Times by Judith Briles–available in paper and ebook format.