What’s Your Money Persona

You may ask, “What motivates me with my money decisions and habits?”  To find out, take the Money $marts Persona Quiz below.  Instructions for scoring and determining your style follow.  Money $marts Persona Quiz 1.         Your Aunt Martha dies, leaving you her...

What is Real Wealth?

December is a month of Holidays and Celebrations. Most likely, you will reflect back to the previous months and weigh whether it was a good year…so-so…or dismal. Usually that measurement is based on money–did it increase? Because it is December, I would like to...

Tips for Saving Money

You might think saving an extra $1,000 a year is hard to do, but the little things will add up. Here are a few tips to help you get started: • Use an electronic bill pay service. By paying your bills online, you’ll save on postage and supplies. At an average of 10...

The Teen Challenge

Teens and money go hand-in-hand.   It’s from your wallet-to-their-wallet that you want to control.    Teens are one of life’s challenges.  Most teens want to test their parents on just about everything.  Maybe it’s in their job description.  When it comes to money,...

Taxes and You

Pay your taxes, but only what’s owed when it’s owed.    Most people pay more taxes than they owe . . . and they pay them before they are due!  This doesn’t sound like fun, yet it is repeated in millions of households annually.  In the old days (the 80’s),...

Talking About Money with Kids

Do you know how much your family’s income was growing up?  How about today?  If you are like most, your answer is probably, “No,” or “I can guess.”  I know I didn’t, and still don’t—and I’m over 50 years old!  Sometimes I wonder if my father knew how much he made over...